Item Needed When Applying for an FHA Loan

Individual Info


(Full Legal Name)

Current Address
Phone Number
Addresses for two full years
Social Security numbers for all parties
Copy of Drivers License
Date of Birth
Marital Status
Copy Of SS Card


(Divorce Decree if Applies)
Proof Of Residency
(Green Card) if Applies

Employment/Income Information

Name and Address of Employer
Length of time at present job.
Gross monthly income (prior to any reductions, i.e. taxes, savings)
W-2s for the last two years
Proof of income from rental properties, investments, and so on.
Proof of child support or alimony paid/received
Paycheck stubs for previous 30-day period. (4 weekly, 2 bi-monthly)
Proof of pensions, retirement, disability, or Social Security


For self-employed buyers:

Two years 1040 Tax Returns
Current year profit and loss statement
Creditors


Creditor’s name, address, phone#
Account numbers for all accounts
Type of accounts
present balances

Monthly Payment

Banking


Names and addresses of checking & saving institutions
Account numbers for all accounts
Type of accounts and present balances
Three months of current statements
Most Recent 401k/Retirement Statement
Mutual Fund and Bond Statements